When Can I Enroll in A Medicare Plan?

	Seniors who show enthusiasm for retiring, going through new experiences, and living life to the fullest have still another thing to celebrate: Applying for a Medicare plan. The eligibility for enrolling in Medicare will be around your sixty-fifth birthday.

Initial Coverage Election Period

The initial election period occurs when a Medicare beneficiary begins Medicare coverage and makes the first enrollment decision. You can enroll in Medicare for the first time about three months before you turn 65, the month you turn 65, or three months after you turn 65. The decision is up to you.

Annual Election Period

The Annual Election Period for Medicare enrollment occurs in the last few months of every year, from November 15 through December 31. It is encouraged to mark your calendar! During this time, Medicare members can make changes to their Medicare health insurance plans. Make sure to utilize this period in order to make adjustments necessary to make your plan work best for you.

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Open Enrollment Period

The Open Enrollment Period occurs in the first few months of every year, from January 1 through March 31. During this time, Medicare beneficiaries can only make one choice to change plans. The change must be from like coverage to like coverage. For example, perhaps you would like to change from one Medicare Advantage plan to another MA plan. Another example includes switching from a Medicare Supplement plan with a stand-alone Prescription Drug Plan to a Medicare Advantage plan with prescription drug coverage.

Disability

Finally, you can enroll in Medicare after you've received disability benefits from Social Security or the Railroad Retirement Board for at least 24 months if you have not yet reached the age of 65.

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